When the Pay Later Ecosystem series launched in April 2025, buy now, pay later was dominating the consumer lending narrative. The payment method had already...
Buy now, pay later, the supposed credit card killer, has done something more consequential than steal market share in the Pay Later industry. It has...
Three fabulous sofas, each costing about the same. Three different retailers. When consumers are deciding where to shop, the financing options a merchant offers can...
The Pay Later market is entering a new phase. In January, BNPL use declined among younger consumers, while demand remained steady among households living paycheck...
Consumers aren’t just choosing a Pay Later option.1 They’re selecting the precise payment method that fits their immediate financial goal at the time of purchase....
For a growing number of consumers, newer deferred payment tools like installment plans on mainstream or private-label (store) cards and BNPL plans have moved beyond...
Pay Later plans are becoming a key part of how consumers afford meaningful moments amid rising financial pressure.1 Costs are inflating, with necessities such as...
Consumers are adapting how they shop and pay as higher prices, inflation and tighter budgets reshape their financial routines. Pay Later has become a central...