Digital Banking

Digital banking is part of the broader context for the move to online banking, where banking services are delivered over the internet. The shift from traditional to digital banking has been gradual and remains ongoing, and is constituted by differing degrees of banking service digitization.

Source: en.wikipedia.org

BBVA Takes Its Banking Experience Into ChatGPT

BBVA Takes Its Banking Experience Into ChatGPT
BBVA Takes Its Banking Experience Into ChatGPT
May 18, 2026  |  artificial intelligence

Most banks build an app and ask customers to come to them. BBVA is trying something different. The Spanish banking group launched a conversational app...

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More than 4 in 10 Digital Bank Users Prefer Wallets Over Cards
More than 4 in 10 Digital Bank Users Prefer Wallets Over Cards
May 18, 2026  |  Payment Methods

Digital bank customers are not just experimenting with new payment methods. They are increasingly reshaping what mainstream payments behavior looks like, particularly as mobile-first consumers...

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APIs Are Making Bank Data Harder to Protect
APIs Are Making Bank Data Harder to Protect
May 13, 2026  |  Cybersecurity

In the age of application programming interfaces (APIs) and artificial intelligence (AI), data governance is becoming harder for banks than perimeter defense. Get the Full...

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Report Finds AI Is Widening the Issuer Performance Gap
Report Finds AI Is Widening the Issuer Performance Gap
May 13, 2026  |  Credit Cards

Customer lifetime value (CLTV) has long been seen as something that naturally grows as card issuers add more customers and launch more products. But this...

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Tax Refunds Squeeze OppFi Loan Volume
Tax Refunds Squeeze OppFi Loan Volume
May 07, 2026  |  Earnings

OppFi saw its total net originations decrease 7% in the first quarter as the company tightened credit and as larger tax refunds reduced its customers’...

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Chime Turns a Profit as Members Hit 10.2 Million
Chime Turns a Profit as Members Hit 10.2 Million
May 06, 2026  |  Earnings

The FinTech landscape is undoubtedly a mature one these days. But as Chime Financial’s first quarter 2026 earnings call Wednesday (May 6) revealed, that doesn’t...

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FIS Launches Bank-Focused Platform for Digital Currencies
FIS Launches Bank-Focused Platform for Digital Currencies
April 29, 2026  |  Digital-First Banking

FIS has launched a new platform that enables banks to issue, manage and settle their own digital money while keeping those deposits on their balance sheet....

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LendingClub Rebrands to Happen Bank
LendingClub Rebrands to Happen Bank
April 22, 2026  |  Digital Banking

LendingClub plans to mark its multi-year transition from online lender to diversified full-service bank by rebranding LendingClub Bank as Happen Bank. Get the Full Story...

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