{"id":3742637,"date":"2026-05-18T15:11:42","date_gmt":"2026-05-18T19:11:42","guid":{"rendered":"https:\/\/www.pymnts.com\/?p=3742637"},"modified":"2026-05-18T22:02:19","modified_gmt":"2026-05-19T02:02:19","slug":"united-kingdom-treasury-plans-ease-risk-rules-banks","status":"publish","type":"post","link":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/","title":{"rendered":"UK Treasury Plans to Ease Risk Rules for Banks"},"content":{"rendered":"<p>The British government shared plans to loosen so-called \u201cringfencing\u201d rules for the country\u2019s banks, the Financial Times <a href=\"https:\/\/www.ft.com\/content\/81f0698c-07d7-4d9d-9f01-0e7d0d7e0461?syn-25a6b1a6=1\">reported<\/a> Monday (May 18).<\/p><div\r\n\tid=\"article-paywall-overlay\"\r\n\tclass=\"d-none\"\r\n>\r\n\t<div id=\"article-paywall-content\" class=\"my-4\">\r\n\t\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2699550-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"2699550\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/posts\/3742637#wpcf7-f2699550-o1\" method=\"post\" class=\"wpcf7-form init pymnts-article-paywall-form\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"2699550\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2699550-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"free-articles-prompt-intro\">\n\t<h2 class=\"mb-2\">Get the Full Story\n\t<\/h2>\n\t<p class=\"mb-4\">Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content \u2014 no additional logins required.\n\t<\/p>\n\t<div id='registrationContainer' class='container px-0'>\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"firstName\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"firstName\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"First Name*\" value=\"\" type=\"text\" name=\"firstName\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"lastName\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"lastName\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Last Name*\" value=\"\" type=\"text\" name=\"lastName\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourTitle\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"inputTitle\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Title*\" value=\"\" type=\"text\" name=\"YourTitle\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourCompany\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"inputCompany\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Company*\" value=\"\" type=\"text\" name=\"YourCompany\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourEmail\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form-control border-secondary\" id=\"inputEmail\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email*\" value=\"\" type=\"email\" name=\"YourEmail\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourCountry\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"inputCountry\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Country*\" value=\"\" type=\"text\" name=\"YourCountry\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t<input class=\"wpcf7-form-control wpcf7-hidden\" id=\"inputEmailHidden\" value=\"\" type=\"hidden\" name=\"yourName\" \/>\n\t\t\t<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"email\" \/>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"newsLetterChoice\"><span class=\"wpcf7-form-control wpcf7-checkbox me-1\" id=\"checkNewsletter\"><span class=\"wpcf7-list-item first last\"><input type=\"checkbox\" name=\"newsLetterChoice[]\" value=\"yes\" checked=\"checked\" \/><span class=\"wpcf7-list-item-label\">yes<\/span><\/span><\/span><\/span><span class=\"small\">Subscribe to our daily newsletter, PYMNTS Today.<\/span>\n\t\t\t\t<\/p>\n\t\t\t\t<p class=\"small lh-base\" style=\"font-size:.9rem;\">By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our <a class=\"fw-bold\" href=\"https:\/\/pymnts-com-develop.go-vip.net\/privacy-policy\/\">Privacy Policy<\/a> and <a class=\"fw-bold\" href=\"https:\/\/pymnts-com-develop.go-vip.net\/terms-conditions\/\">Terms and Conditions<\/a>.\n\t\t\t\t<\/p>\n\t\t\t\t<p><input id='hiddenPath' type='hidden' name='path' value='' \/><input type='hidden' name='userDeviceId' id='userDeviceId' \/><input type='hidden' name='pageTitle' id='pageTitle' \/>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12\">\n\t\t\t\t<div id='formButtonRow' class='container mt-1 px-0'>\n\t\t\t\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner btn btn-dark text-uppercase py-2 px-5 small\" id=\"theSubmitButton\" type=\"submit\" value=\"Submit\" \/>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><input type=\"hidden\" name=\"post_id\" value=\"3742637\" \/><input type=\"hidden\" name=\"source\" value=\"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/\" \/><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"28\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\r\n\t<\/div>\r\n<\/div>\r\n<div id=\"article-paywall-hidden-content\">\r\n\t\n<p>The rules require banks to keep their retail business separate from potentially riskier activities, the report said.<\/p>\n<p><a href=\"https:\/\/www.gov.uk\/government\/people\/lucy-rigby\">Lucy Rigby<\/a>, chief secretary to the Treasury, said the planned modifications to one of the main limitations enforced on banks following the 2008 financial crash would \u201cunlock finance for growth\u201d by freeing up 80 billion pounds (about $107 billion) of additional lending, while still upholding key protections against a crisis, according to the report.<\/p>\n<p>Banks had pushed for the government to eliminate the <a href=\"https:\/\/www.pymnts.com\/bank-regulation\/2025\/uk-central-bank-could-ease-ringfencing-rules-for-lenders\/\">rules<\/a>, arguing they are too costly and harm competition, the report said.<\/p>\n<p>The regulations, put into effect in 2019, are designed to safeguard deposits from retail consumers and small businesses by requiring major lenders to place them within legal entities with higher levels of capital and restricted activities.<\/p>\n<p>The system keeps banks from using money from retail depositors in the United Kingdom to pay for complex and risky activities, such as financing hedge funds, trading in complex derivatives or lending to companies in riskier regions such as China.<\/p><div id=\"pymnt-3486307102\" class=\"pymnt-content pymnt-entity-placement\" style=\"margin-top: 50px;\"><p style=\"text-align:center\">Advertisement: Scroll to Continue<\/p><script async type=\"text\/javascript\" id=\"dianomi_context_script\" src=\"https:\/\/www.dianomi.com\/js\/contextfeed.js\"><\/script> \r\n<div class=\"dianomi_context\" data-dianomi-context-id=\"4329\"><\/div><\/div>\n<p>\u201cWhere financial systems are inefficient, we will change them,\u201d Rigby said, per the report. \u201cThis will unlock finance for growth while keeping the U.K. banking system resilient, competitive and fit for the future.\u201d<\/p>\n<p>The rule applies to banks with at least 35 billion pounds in customer deposits and affects the U.K.\u2019s five largest banks, including <a href=\"https:\/\/www.lloydsbank.com\/\">Lloyds<\/a>, <a href=\"https:\/\/www.natwest.com\/\">NatWest<\/a>, <a href=\"https:\/\/cards.barclaycardus.com\/\">Barclays<\/a>, <a href=\"https:\/\/www.us.hsbc.com\/\">HSBC<\/a> and <a href=\"https:\/\/www.santanderbank.com\/\">Santander<\/a>, according to the report.<\/p>\n<p>Mark O\u2019Donovan, head of international consumer banking at <a href=\"https:\/\/www.jpmorganchase.com\/\">JPMorgan Chase<\/a>, said the proposals are a \u201cpositive development as we continue to grow our presence in the U.K.,\u201d per the report.<\/p>\n<p>JPMorgan could be covered by the ringfencing rules if its <a href=\"https:\/\/www.pymnts.com\/news\/digital-banking\/2024\/jpmorgan-uk-digital-bank-debuts-first-credit-card\/\">U.K. retail bank<\/a> continues to expand, the report said.<\/p>\n<p>In other news from the banking world, PYMNTS wrote last week about the shift among financial services firms from experimenting with <a href=\"https:\/\/www.pymnts.com\/news\/artificial-intelligence\/2026\/banks-discover-ais-best-trick-is-boring\/\">artificial intelligence<\/a> to \u201coperationalizing it at scale, and in the least visible parts of the enterprise, including the core systems that determine how work gets done.\u201d<\/p>\n\r\n<\/div>\r\n<script>\r\n\twindow.pymntsAllowedArticleCount = 1;\r\n\twindow.pymntsPostID = 3742637;\r\n<\/script>","protected":false},"excerpt":{"rendered":"<p>The British government shared plans to loosen so-called \u201cringfencing\u201d rules for the country\u2019s banks, the Financial Times reported Monday (May 18). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content \u2014 no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3742954,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","pymnts_footnotes":""},"categories":[15073],"tags":[4055,9617,4313,6154,4483,9206,133069,5950,4675,5299,10835],"class_list":["post-3742637","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bank-regulation","tag-b2b","tag-b2b-payments","tag-banking-2","tag-banks","tag-government","tag-news","tag-pymnts-news","tag-regulations","tag-uk","tag-whats-hot","tag-whats-hot-in-b2b"],"acf":{"suggested_titles":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.2 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>UK Treasury Plans to Ease Risk Rules for Banks<\/title>\n<meta name=\"description\" content=\"The British government plans to loosen rules that require banks to keep their retail business separate from potentially riskier activities.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UK Treasury Plans to Ease Risk Rules for Banks | PYMNTS.com\" \/>\n<meta property=\"og:description\" content=\"The British government shared plans to loosen so-called \u201cringfencing\u201d rules for the country\u2019s banks, the Financial Times reported Monday (May 18). The\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/\" \/>\n<meta property=\"og:site_name\" content=\"PYMNTS.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pymnts\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/pymnts\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-18T19:11:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-19T02:02:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/05\/UK-Treasury.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"PYMNTS\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@pymnts\" \/>\n<meta name=\"twitter:site\" content=\"@pymnts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/bank-regulation\\\/2026\\\/united-kingdom-treasury-plans-ease-risk-rules-banks\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/bank-regulation\\\/2026\\\/united-kingdom-treasury-plans-ease-risk-rules-banks\\\/\"},\"author\":{\"name\":\"PYMNTS\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#\\\/schema\\\/person\\\/9f0152ca483ca33a5d8121739eadfe4b\"},\"headline\":\"UK Treasury Plans to Ease Risk Rules for Banks\",\"datePublished\":\"2026-05-18T19:11:42+00:00\",\"dateModified\":\"2026-05-19T02:02:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/bank-regulation\\\/2026\\\/united-kingdom-treasury-plans-ease-risk-rules-banks\\\/\"},\"wordCount\":360,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/bank-regulation\\\/2026\\\/united-kingdom-treasury-plans-ease-risk-rules-banks\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/UK-Treasury.jpeg\",\"keywords\":[\"B2B\",\"B2B Payments\",\"banking\",\"Banks\",\"Government\",\"News\",\"PYMNTS News\",\"regulations\",\"uk\",\"What's Hot\",\"What's Hot In B2B\"],\"articleSection\":[\"Bank Regulation\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/bank-regulation\\\/2026\\\/united-kingdom-treasury-plans-ease-risk-rules-banks\\\/\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/bank-regulation\\\/2026\\\/united-kingdom-treasury-plans-ease-risk-rules-banks\\\/\",\"name\":\"UK Treasury Plans to Ease Risk Rules for Banks\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/bank-regulation\\\/2026\\\/united-kingdom-treasury-plans-ease-risk-rules-banks\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/bank-regulation\\\/2026\\\/united-kingdom-treasury-plans-ease-risk-rules-banks\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/UK-Treasury.jpeg\",\"datePublished\":\"2026-05-18T19:11:42+00:00\",\"dateModified\":\"2026-05-19T02:02:19+00:00\",\"description\":\"The British government plans to loosen rules that require banks to keep their retail business separate from potentially riskier activities.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/bank-regulation\\\/2026\\\/united-kingdom-treasury-plans-ease-risk-rules-banks\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.pymnts.com\\\/bank-regulation\\\/2026\\\/united-kingdom-treasury-plans-ease-risk-rules-banks\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/bank-regulation\\\/2026\\\/united-kingdom-treasury-plans-ease-risk-rules-banks\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/UK-Treasury.jpeg\",\"contentUrl\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/UK-Treasury.jpeg\",\"width\":1200,\"height\":720,\"caption\":\"Westminster, London\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/bank-regulation\\\/2026\\\/united-kingdom-treasury-plans-ease-risk-rules-banks\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.pymnts.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"UK Treasury Plans to Ease Risk Rules for Banks\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#website\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/\",\"name\":\"PYMNTS.com\",\"description\":\"The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.pymnts.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#organization\",\"name\":\"PYMNTS\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/PYMNTS_2023_logo_black-1.png\",\"contentUrl\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/PYMNTS_2023_logo_black-1.png\",\"width\":3329,\"height\":687,\"caption\":\"PYMNTS\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pymnts\\\/\",\"https:\\\/\\\/x.com\\\/pymnts\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#\\\/schema\\\/person\\\/9f0152ca483ca33a5d8121739eadfe4b\",\"name\":\"PYMNTS\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g\",\"caption\":\"PYMNTS\"},\"description\":\"The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.\",\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pymnts\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/pymnts-com\",\"https:\\\/\\\/x.com\\\/pymnts\"],\"url\":\"https:\\\/\\\/www.pymnts.com\\\/author\\\/pymnts\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"UK Treasury Plans to Ease Risk Rules for Banks","description":"The British government plans to loosen rules that require banks to keep their retail business separate from potentially riskier activities.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/","og_locale":"en_US","og_type":"article","og_title":"UK Treasury Plans to Ease Risk Rules for Banks | PYMNTS.com","og_description":"The British government shared plans to loosen so-called \u201cringfencing\u201d rules for the country\u2019s banks, the Financial Times reported Monday (May 18). The","og_url":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/","og_site_name":"PYMNTS.com","article_publisher":"https:\/\/www.facebook.com\/pymnts\/","article_author":"https:\/\/www.facebook.com\/pymnts","article_published_time":"2026-05-18T19:11:42+00:00","article_modified_time":"2026-05-19T02:02:19+00:00","og_image":[{"width":1200,"height":720,"url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/05\/UK-Treasury.jpeg","type":"image\/jpeg"}],"author":"PYMNTS","twitter_card":"summary_large_image","twitter_creator":"@pymnts","twitter_site":"@pymnts","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/#article","isPartOf":{"@id":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/"},"author":{"name":"PYMNTS","@id":"https:\/\/www.pymnts.com\/#\/schema\/person\/9f0152ca483ca33a5d8121739eadfe4b"},"headline":"UK Treasury Plans to Ease Risk Rules for Banks","datePublished":"2026-05-18T19:11:42+00:00","dateModified":"2026-05-19T02:02:19+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/"},"wordCount":360,"publisher":{"@id":"https:\/\/www.pymnts.com\/#organization"},"image":{"@id":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/05\/UK-Treasury.jpeg","keywords":["B2B","B2B Payments","banking","Banks","Government","News","PYMNTS News","regulations","uk","What's Hot","What's Hot In B2B"],"articleSection":["Bank Regulation"],"inLanguage":"en-US","copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/www.pymnts.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/","url":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/","name":"UK Treasury Plans to Ease Risk Rules for Banks","isPartOf":{"@id":"https:\/\/www.pymnts.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/#primaryimage"},"image":{"@id":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/05\/UK-Treasury.jpeg","datePublished":"2026-05-18T19:11:42+00:00","dateModified":"2026-05-19T02:02:19+00:00","description":"The British government plans to loosen rules that require banks to keep their retail business separate from potentially riskier activities.","breadcrumb":{"@id":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/#primaryimage","url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/05\/UK-Treasury.jpeg","contentUrl":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/05\/UK-Treasury.jpeg","width":1200,"height":720,"caption":"Westminster, London"},{"@type":"BreadcrumbList","@id":"https:\/\/www.pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pymnts.com\/"},{"@type":"ListItem","position":2,"name":"UK Treasury Plans to Ease Risk Rules for Banks"}]},{"@type":"WebSite","@id":"https:\/\/www.pymnts.com\/#website","url":"https:\/\/www.pymnts.com\/","name":"PYMNTS.com","description":"The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.","publisher":{"@id":"https:\/\/www.pymnts.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pymnts.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.pymnts.com\/#organization","name":"PYMNTS","url":"https:\/\/www.pymnts.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pymnts.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/05\/PYMNTS_2023_logo_black-1.png","contentUrl":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/05\/PYMNTS_2023_logo_black-1.png","width":3329,"height":687,"caption":"PYMNTS"},"image":{"@id":"https:\/\/www.pymnts.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pymnts\/","https:\/\/x.com\/pymnts"]},{"@type":"Person","@id":"https:\/\/www.pymnts.com\/#\/schema\/person\/9f0152ca483ca33a5d8121739eadfe4b","name":"PYMNTS","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g","caption":"PYMNTS"},"description":"The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.","sameAs":["https:\/\/www.facebook.com\/pymnts","https:\/\/www.linkedin.com\/company\/pymnts-com","https:\/\/x.com\/pymnts"],"url":"https:\/\/www.pymnts.com\/author\/pymnts\/"}]}},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/pymnts.com\/bank-regulation\/2026\/united-kingdom-treasury-plans-ease-risk-rules-banks\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":[],"rendered":"","tracker_url":"https:\/\/cdn.parsely.com\/keys\/pymnts.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/05\/UK-Treasury.jpeg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/posts\/3742637","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/comments?post=3742637"}],"version-history":[{"count":5,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/posts\/3742637\/revisions"}],"predecessor-version":[{"id":3742973,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/posts\/3742637\/revisions\/3742973"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/media\/3742954"}],"wp:attachment":[{"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/media?parent=3742637"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/categories?post=3742637"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/tags?post=3742637"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}